How do I convert a PDF bank statement to QBO for QuickBooks?

Upload your bank statement PDF, choose the date format used by your bank, click Extract Transactions. Review the parsed rows in the preview table (edit any date, description or amount), fill in your bank name, routing and account number, then click Convert to QBO and download the file. In QuickBooks go to File > Utilities > Import > Web Connect File and select the QBO.

Is my bank statement uploaded to a server?

No. All text extraction and QBO generation happens inside your browser using PDF.js. Your statement never leaves your device.

Which banks and statement layouts are supported?

Any text-based PDF statement (Chase, Bank of America, Wells Fargo, Citi, US Bank, credit unions and more). If your bank issues image-only/scanned statements, run them through an OCR tool first. After extraction you can edit every row, delete false positives and add missing transactions manually.

Why does QuickBooks need my routing and account number?

QBO is a Web Connect file. QuickBooks matches the BANKID (routing) and ACCTID (account number) in the file to the bank account you select during import, so the transactions land in the right account. You can type them manually or copy them from a check or your online banking details.

Can I edit the transactions before downloading the QBO?

Yes — every extracted transaction appears in an editable preview table. Fix dates, descriptions and amounts, remove junk rows and add missing ones. Only what you see in the table goes into the QBO file.

PDF to QBO Converter – Bank Statement to QuickBooks

Convert any bank statement PDF into a QuickBooks-ready QBO (Web Connect) file. Review and edit every transaction before downloading. No uploads, no signup.

Choose a bank statement PDF, or drag & drop

Text-based PDFs from any bank — Chase, Bank of America, Wells Fargo, Citi, credit unions & more. Scanned/image-only statements need OCR first.

Select PDF

Add your bank statement PDF to start

Statement Settings

Date format in statement

Bank name

Routing number (BANKID)

Account number (ACCTID)

Account type

Currency

Opening balance (optional)

Negate all amounts (use if debits/credits look flipped after extraction)

Date	Description	Amount

Secure & Private: All parsing and QBO generation happens inside your browser. Your statement never leaves your device.

Ready...

QBO File Ready!

PDF to QBO Converter Free – Turn Bank Statement PDFs into QuickBooks Import Files

Need to import a bank statement into QuickBooks Desktop but your bank only gives you a PDF? This free PDF to QBO converter reads the transaction text straight out of your statement PDF, builds a fully valid QBO (Web Connect / OFX 1.02) file, and lets you review every single row before you download — all inside your browser.

Most "PDF to QBO" tools force you to upload sensitive bank statements to a server, or pay per conversion. Here, extraction and conversion run 100% locally with PDF.js. Your statement never leaves your device.

Works With Virtually Any Text-Based Statement

Chase, Bank of America, Wells Fargo, Citi, US Bank, PNC, Capital One, HSBC and thousands of credit unions all export text-based PDFs that this tool parses. After extraction, every date, description and amount is editable — delete junk rows, fix amounts, add missing transactions. Only what you see in the table goes into the QBO.

🔹 Why Use This PDF to QBO Converter?

🔒 100% private – No uploads. Your bank data never touches a server.
✏️ Full preview & edit – Fix any parsed row before converting; nothing is silently written to the file.
🏦 Real QBO / OFX 1.02 output – Valid Web Connect file with BANKID, ACCTID, account type, currency and ledger balance.
🌍 Multi-format dates – Auto-detect plus explicit MM/DD/YYYY, DD/MM/YYYY, YYYY-MM-DD and "15 Jan 2024" formats.
💳 Debit/credit aware – Handles single-amount lines (with CR/DR or +/- signs) and two-column Withdrawal/Deposit layouts.
💰 Completely free – No limits, no watermarks, no signup.

📌 How to Convert a PDF Bank Statement to QBO

Upload your statement PDF – Click the upload area or drag the file in.
Set statement details – Pick the date format, and enter your bank name, routing number and account number (QuickBooks uses these to match the file to the right account).
Extract transactions – The tool reads every page and lists parsed rows.
Review & edit – Correct any date, description or amount; delete false positives; add missing rows.
Convert & download – Get your .QBO file instantly.
Import into QuickBooks – File → Utilities → Import → Web Connect File → choose the .QBO → select your bank account → Done.

❓ Frequently Asked Questions

Why do I need routing & account numbers?

A QBO file is a Web Connect file. QuickBooks matches the BANKID (routing) and ACCTID (account number) inside it to the bank account you pick during import, so transactions land in the correct account.

My statement is a scanned image. Will it work?

Not directly — this tool reads embedded text, not images. Run the scanned statement through an OCR tool first (or ask your bank for a "text" or "digital" PDF), then convert it here.

Debits and credits look flipped. What now?

Tick the "Negate all amounts" checkbox in Statement Settings and re-check the preview table. You can also fix individual amounts by typing a minus sign directly in the cell.

Are my bank details uploaded anywhere?

Never. Parsing, editing and QBO generation all run locally in your browser via PDF.js. You can even disconnect from the internet after the page loads.

🔗 Related PDF Tools

📑 Merge PDF – Combine multiple PDFs into one document.
✂ Split PDF – Extract specific pages from a PDF.
📦 Compress PDF – Reduce PDF file size.
🧽 Remove Watermark – Clean up scanned bank statements before archiving.

⚡ Quick Summary

What: Convert bank statement PDF → QuickBooks QBO (Web Connect / OFX) file
How: 100% local browser processing with PDF.js — no uploads
Control: Full editable preview table — only approved rows enter the QBO
Output: Valid OFX 1.02 QBO with BANKID / ACCTID / ledger balance
Cost: Completely FREE — no limits, no signups

👉 Upload your statement above and get a QuickBooks-ready QBO in seconds!